If you have been injured in a motor vehicle accident in Ontario and the at-fault party is not insured, you can still receive compensation.
If you have been injured in a motor vehicle accident in Ontario and the at-fault party is under or insufficiently insured, you can still receive compensation.
If you have been injured in a motor vehicle accident in Ontario and you cannot identify the at-fault party, you can still receive compensation.
Under Ontario law, where the at-fault party is not insured, under-insured or un-identified, you can still seek compensation. In some cases, the compensation will be paid by your own motor vehicle insurer while in other cases, it will be your own motor vehicle insurer and the at fault driver’s motor vehicle insurer (under insured cases) both contrinuting; while in other cases your compensation will come from the Ontario Motor Vehicle Accident Claims Fund.
According to their web site, the MVACF provides the following (http://www.fsco.gov.on.ca):
The Motor Vehicle Accident Claims Fund (MVACF) is considered to be the “payer of last resort” as it provides compensation to people injured in automobile accidents when no automobile insurance exists to respond to the claim.
The major functions of MVACF are:
- to provide statutory accident benefits directly to persons involved in an automobile accident, who have no recourse to automobile insurance;
- to provide compensation for personal injury or property damage to victims involved in an automobile accident with an uninsured or unidentified driver or a stolen vehicle when no liability insurance exists; and
- to recover from the owners and drivers of uninsured vehicles monies paid out on their behalf, where legally permissible.
If you are not sure about your options and would like a free consultation, contact one of our experienced car accident lawyers at 613-315-4878. Free consultations and no fees charged unless you win.